Overall Comparison
Scenario A: Loan Now + Invest Surplus
Total Outflow:
Projected Savings Growth:
Net Financial Impact:
Scenario B: SIP First, Then Buy
Total Investment:
Total Accumulated Corpus:
Net Financial Impact:
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Scenario A: Loan Now + Invest Surplus
Goal Current Value:
Down Payment:
Loan Amount:
Loan Tenure: years
Loan Interest Rate: % annually
Calculated Monthly EMI:
Total Interest Paid:
Total Amount Paid (Principal + Interest):
Affordability Analysis:
Investing Remaining Savings:
Initial Investment (after DP):
Monthly SIP (Suggested):
Projected SIP Corpus by Loan End:
Loan Amortization Schedule
| Month |
EMI |
Principal |
Interest |
Balance |
Scenario B: SIP First, Then Buy
Goal Current Value:
Target Year:
Assumed Inflation: % annually
Future Goal Value (Inflation Adjusted):
SIP Investment Plan:
Initial Lump Sum Investment:
Monthly SIP Amount (Required):
Expected SIP Return Rate: % annually
Total Investment through SIPs:
Total Accumulated Corpus by Target Year:
Affordability Analysis:
Suggested Investment Diversification: